Most people know that after a car accident, they should exchange some information with the other parties involved. In particular, they usually share their names and contact information, as well as information related to their vehicle insurance. Depending upon which party was responsible for a crash, that party’s insurer may have to pay out claims to their customer’s victims.
However, not all car accident claims move forward this smoothly. In fact, a car accident victim may encounter an upsetting surprise if they learn that the person who caused their accident did not have any insurance at the time of their crash. Whether they find out through communications with the responsible driver or they are made the victim of a hit-and-run accident, an injured party may not know what to do.
In such an event, a victim should consider speaking with a personal injury attorney that they know and trust. They may be able to learn more about how their own insurance policy can help them recover their damages and get back on their feet.
Most auto insurance policies include coverage for accidents with uninsured and underinsured motorists. This means that a victim’s own insurer may provide them with the financial support they need to pay their medical bills and compensate them for the suffering they endured from their crash.
Collecting uninsured or underinsured motorist insurance payments is not always easy, and victims may need advocates to help them prove their claims. Attorneys who understand the nuances of uninsured and underinsured accident claims can provide their clients with the help they need to seek their own recoveries.